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Pay Day Loans

The Payday OK no faxing process helps keep loan costs low.

Pay day loans are small, short-term cash advance loans that allow you to meet a financial need until your next payday. A payday loan or cash advance can be used to cover any emergency cash need that might arise.

  • Instant Application Results 24/7 with No Faxing
  • Loans up to $500

PayDay OK pay day loans are fast, secure, easy and affordable. There are no hidden fees, no add-ons, and no extra wiring fees.

With our 24/7 no faxing payday loan process, you complete and submit all forms online, eliminating the need to fax documents***. Our advanced technology accelerates the application process and that means you get your money when you need it. Fast!

Furthermore, a no fax payday loan and incredible low rates are not our only innovations. PayDay OK transfers money (Monday - Friday) until 5:00 PM CST giving you the maximum time each day to order your cash! In most instances you can expect your application results in a matter of minutes via email and the 'My Account' page on the PayDay OK website.

All it takes is just three easy steps to receive your payday loan. All you need to apply is an email address, checking account and an established source of income.

The PayDay OK application is easy and secure. You just provide information about your job, residence and checking account and you're ready to go! Depending on approval you'll be qualified for up to a $500 pay day loan. 

Loans accepted by 5:00 PM (CST) on a banking day are submitted to your bank by 5:00 PM (CST) on the next banking day -- posting funds to your account depends solely on the efficiency of your bank or credit union.

In states where PayDay OK is the lender, your payday loan can be paid off at any time or refinanced at any time. An email reminder will be sent to you 3 days before your payday loan is due. Subject to PayDay OK's refinance policy, you may choose to:

  • Pay off the loan and finance charges completely
  • Pay off the loan finance charges and refinance the loan **
  • Pay finance charges and part principal and refinance the loan
  • Pay the loan back early and receive prorated finance charges

Anytime prior to the due date of your loan payment, you will have the option to choose the payment option that works best for you.

Simply do nothing and we will Auto-OK your loan. On your due date, if we don't hear from you, we will automatically deduct a payment of 10% of the original loan amount plus the finance charge due. This will be electronically debited from your checking account on your due date and your payday loan will automatically refinance. This payment will reduce your principal balance until paid in full.

For your convenience, your payments will be electronically debited from your checking account unless you make alternate payment arrangements.

Our loans range from $100 to $500. Verifying and analyzing the information you provide in your application will determine the amount of money you qualify for on your loan.

So save time, save money and save the day - with PayDay OK!

*** Occasionally an application fails to qualify utilizing our 'No Fax Payday Loan' process. When this occurs, a customer service associate manually reviews the application. This verification is available during normal business hours (CST) and may result in delays confirming final approval. Manual verification may also include requests for additional information.

** PayDay OK policy allows a maximum of four finance charge only payments.